Finbriva

Lending Disclosures

This page explains Finbriva's Ghana-only loan facilitation model, tenant lender-of-record responsibilities, customer disclosure surfaces, repayment receipt handling, and custom-app financial-services review position.

Last updated: June 20, 2026

Ghana-Only Technology Platform

Finbriva is configured for Ghana-based organisations and users. Finbriva provides software for web portals, loan workflow tracking, servicing, repayments, customer communication, field-agent work, savings workflows, disclosures, and organisation API access. Finbriva does not underwrite, approve, set terms for, or disburse loans.

Tenant Lenders of Record

Each approved tenant organisation remains responsible for its own lending license or authorization, product terms, underwriting, approval, disbursement, repayment windows, complaint handling, and regulatory compliance. Customers should use the lender name, legal name, regulator, license or reference number, address, and complaint contact shown in the portal for their specific loan.

Loan Terms Shown Before Application

Before a customer submits a loan application, Finbriva stores and displays a disclosure snapshot with the lender identity, product terms link, principal, fees, estimated APR, total cost, total repayable amount, installment amount, repayment frequency, maturity date, default notices, and complaint contact. Customer self-service applications require explicit acceptance of that pre-agreement disclosure.

Repayments and Receipts

Customer repayment confirmations show the payment status, provider reference, lender legal identity, regulator and license reference, total repayable amount, estimated APR, maturity date, complaint contact, and a note that Finbriva supplies the technology platform. Customers can share or export the receipt text from the app.

Custom Apps and Financial Features

The core Finbriva launch is web-first. If a tenant commissions a custom mobile app, that app must include lender relationship information, country-specific Ghana lender documentation, privacy/support URLs, representative product terms, and any required declarations before public review.

Submission Stop Rule

Do not submit custom app-store financial-services declarations with placeholder, self-authored, expired, or missing lender documentation. If official Ghana lender authorization documents or representative loan terms are not available, save the declaration as a draft and stop before final submission.

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